A Particular Type of Habit That Will Keep You From Getting Rich

I spent five years studying the daily habits of hundreds of rich people. In my bestselling books, “Rich Habits” and “Change Your Habits, Change Your Life,” I shared some of the important findings from that study.

During my research, I learned that the self-made rich adopted specific habits that enabled them to achieve their dreams and their goals. This included things such as:

  • Experimentation: Trying new things in order to uncover an innate talent or passion.
  • Reading: 30 minutes or more every day for self-education.
  • Building rich relationships: Forming connections with the right people — other future millionaires.
  • Goal-setting: Pursuing goals that are stepping stones to your dreams.
  • Taking calculated risks: Not being afraid to take the type of risk that requires you to do your homework before investing your money.

There are many others (over 300!) but I think you get the idea — the rich are habit-driven.

My research also led to another proprietary discovery. Those who were not rich also had habits. However, many of those habits were “do-nothing habits”:

  • Not reading to learn is a habit.
  • Not exercising every day is a habit.
  • Not eating healthy is a habit.
  • Not pursuing your dreams is a habit.
  • Not creating and pursuing goals is a habit.
  • Not returning phone calls immediately is a habit.
  • Not waking up early to pursue self-improvement is a habit.
  • Not saving money is a habit.
  • Not prudently investing your savings is a habit.
  • Not being frugal is a habit.
  • Not doing more than you are paid is a habit.
  • Not avoiding time wasters is a habit.
  • Not doing what needs to be done (procrastinating) is a habit.
  • Not networking with other success-minded people is a habit.
  • Not making happy birthday calls is a habit.
  • Not making life event calls is a habit.
  • Not taking personal responsibility for your life is a habit.
  • Not volunteering for a worthwhile charity is a habit.
  • Not being charitable with your money is a habit.

Many people have do-nothing habits. As a result, many people struggle in life. Some struggle financially, some struggle with poor health, and some struggle with their relationships.

Do-nothing habits are like a mirror: They reflect back the life you have chosen for yourself through inaction. Oftentimes, it’s not what you do that determines the circumstances of your life — it’s what you choose not to do.





This article was written by Thomas C. Corley, a speaker and award-winning author of two best-selling books: “Rich Habits: The Daily Success Habits of Wealthy Individuals,” and “Rich Kids: How To Raise Our Kids To Be Happy And Successful In Life.” 

How to Focus on the Process Instead of the Outcome

Are you stuck, unable to move forward with something you say you want to do? Do you hold back giving your all to whatever you are doing?

“If people knew how hard I worked to gain my mastery, it wouldn’t seem so wonderful.”

“The quality of a person’s life is in direct proportion to their commitment to excellence, regardless of their chosen field of endeavor.”
—Vince Lombardi

“Nothing in the world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education is not; the world is full of educated failures. Persistence and determination alone are omnipotent.”
—Calvin Coolidge

Does doing your very best bring you joy? Do you generally put forth your best effort, or is there something in the way of striving for excellence?

When we watch most small children learning to walk, they are very diligent about it. The fact that they fall over and over doesn’t seem to faze them at all. But what would happen if, every time the child fell, the parent became angry and yelled at them for falling down, shaming them for failing? It is likely that the child would become fearful of trying to walk, and their walking would be greatly delayed.

I’ve never seen a parent do this to a child, but I have seen many people do it to themselves.

Think about what you say to yourself when you think about doing something new — like going back to school to change careers, learning to fly, moving to a new city or contemplating marriage.

Is this you?

  • What if I fail?
  • What if I make a fool of myself?
  • What will people think of me if I don’t do well?

Or is this you?

  • How exciting — a new challenge!
  • I’m going to enjoy putting my all into this!
  • I just love trying new things and learning new things!

There is one huge difference between these two: The first is about the outcome and the second is about the process.

When you are focused on the outcome and you attach your worth to the outcome, you will find yourself very resistant to trying new things and putting forth your best effort. When you define your worth by your performance rather than your effort, you stop yourself dead at the starting gate.

When your sense of worth is attached to the effort you make and putting forth your very best, then the process itself becomes exciting and rewarding, regardless of the outcome. In fact, people who define themselves through effort rather than outcomes do not think much about the outcome. While they have goals, and they certainly want to achieve their goals, they are not focused in the future on the goal. Instead, they are in the present moment, putting forth full effort in their desire to be all they can be.

If you find yourself stuck or blocked in your life in any area, look inside to see if your focus is on the outcome and on what people think of you, or if you are focused in the present moment, fully engaged in the process. Notice if you are telling yourself that your worth and intelligence are attached to outcomes and to what people think of you, or to fully expressing and manifesting your gifts and talents.

If you have never put forth full effort for fear of failure, you have no idea how deeply fulfilling it is to give your all to something. People who fear failure are afraid to give their all, because then if they fail, they can always say, “Well, I didn’t put in my all.” People who give their all and fail say, “I learned so much from this experience that will serve me well the next time.”

We did not come to this planet to protect against failure. We came to fully and joyfully manifest ourselves, offering our love, gifts and talents to each other and the planet. Today, why not devote yourself to effort and excellence?






This article was written by Margaret Paul, a bestselling author of eight books and a relationship expert. She is also the co-creator of the powerful Inner Bonding® process, a herapeutic modality that heals shame, and the resulting self-abandonment, that is often the root cause of anxiety, stress, depression, low self-worth, addictions and relationship problems.

How to Stay On Track for Your Goals

What big goals do you have at the moment? Perhaps you’re trying to lose weight, get fit, write a book, redecorate the house, or start your own business. Maybe you’re tackling several different goals all at once.

Often, it’s easy to feel motivated and inspired at the start of a new goal: we start new diets on Mondays, or begin new years’ resolutions on January 1st, and things go smoothly for a few days. Sadly, that initial enthusiasm soon wanes – and it’s easy to end up abandoning our goals.

Here’s how you can stay on track with your goals, whatever they are:

Step #1: Focus on Fewer Goals

Any goal takes effort – and tackling more than two or three at a time is beyond most of us. Rather than trying to change everything overnight, focus on just a couple of key goals. Ideally, you’ll want to choose goals that complement one another.

For instance, if you’re aiming to lose weight, you might have a secondary goal of getting fitter – the two goals work in tandem. If you’re trying to write a book, though, it’s probably not a good idea to also work on starting up a small business – you may not have enough hours in the day (or enough creative energy) for both goals.

Step #2: Plan Ahead

One reason why goals get derailed is because we fail to plan ahead. It’s all too easy to use a string of social events as an excuse to give up on the diet, or to abandon a fledgling side business during a busy spell in the day job.

Take a look at your diary over the next month or so. Do you have anything coming up that’s likely to cause problems for one of your goals? If you know you’re going to be away for a long weekend, for instance, you might plan to do some work on your small business on weekday evenings instead. If your friend’s going to throw a big birthday party, you may want to be extra-careful with your diet in the days immediately before and after.

Step #3: Set Milestones

Your goal might seem a very long way off right now. If you’re aiming to lose 100lbs, or get a novel published, or have a full-time small business, you might be looking at months or years of work. At times, it’ll feel as though your progress is slow.

Instead of focusing solely on the end goal, give yourself some milestones along the way. Celebrate every 10lbs that you lose, or each finished section of your novel. Give yourself a deadline to aim for with each milestone – and make it ambitious, but not unrealistic.

Step #4: Build Good Habits

Much of what we do in life is habitual. You probably don’t need to constantly remind yourself to shower or brush your teeth or eat lunch – it’s just a normal part of your day. When it comes to your goals, though, it might be a constant struggle to find the time or energy for them.

By developing good habits that support your goals, you’ll find it much easier to make progress. For instance, if you struggle to find the time to exercise, try looking for a way to fit in into your day – perhaps by walking or cycling to work, or by doing some stretches during commercial breaks in the evenings.

Step #5: Track Your Progress

When you’ve been working on the same goal for a long time, it might feel as if you’re not making much progress. If you look back to where you were a few months ago, though, you’ll often find that you’ve come a surprisingly long way.

Tracking your progress could mean keeping a journal, writing a list of key achievements each month, or recording particular statistics (like your weight or body fat percentage). It doesn’t matter exactly how you go about tracking things – what matters is that you have some way to easily see what you’ve already achieved.

Step #6: Get Support and Encouragement

It’s much easier to stay motivated when you have positive, supportive, people around you. Hopefully, you’ve got friends, family, or colleagues who can encourage you towards your goal – but it might be the case that these people don’t understand why this is so important to you.

Look for a group that shares your goal: perhaps a writers’ circle, a meet-up of self-employed professionals in your field, a dieting club, or a local gym. This should provide you with the opportunity to meet like-minded people who can share your enthusiasm, and offer you advice, support, and encouragement.






This article was written by Ali Luke, an author, blogger, and writer who seeks to teach others to effectively express themselves through writing with her own business. 


Healthy Resolutions Can Still Work after January

The calendar for this year has moved on from New Year’s Day, but it’s still a good time to focus on personal health goals as if it were January, said Pinnacle’s Gina Gordon, a registered dietician and registered nurse with Novant Health.

For some, those goals may be diet or weight loss related and for others it may be developing an exercise routine that fits their life. Regardless of the goal, using an effective goal-setting approach is essential.

“Creating structure in your daily routine can be one of the most effective steps toward achieving personal goals,” Gordon said. “Tracking progress can also help clearly define behaviors needing change and lead to a more personalized approach to goal setting.”

In terms of setting goals, one method is setting SMART goals to ensure your desires are spelled out in a clear and concise way.

To make sure your goals are clear and reachable using SMART goals, each goal should be:

1. Specific

2. Measurable

3. Achievable

4. Relevant

5. Time-based

According to Novant Health’s wellness team, setting SMART goals means you are clearly identifying your ideas, focusing your efforts and using your time and resources productively.

If one of your goals this year is weight loss, here are some tips from Novant Health to get you started:

· Practice portion control—try using a salad plate instead of a dinner plate, ask

for a to-go box and place half of your meal in the box before you start eating and fill your plate with fruits and vegetables on one half, lean protein on a quarter and whole grains on the other quarter.

· Tame your sweet cravings—the more sweets you eat the more you want. Try decreasing the amounts you eat daily and substitute healthier options like whole fruit, nuts and raw vegetables for sweet or crunchy options.

· Eat regularly—try to eat three meals a day and eat a healthy snack if you feel hungry between meals. Eating on a regular basis keeps your metabolism running effectively.

For weight loss goals, in particular, it’s worth noting that every person’s situation is a little bit different.

“We are learning more and more about the health risks associated with the disease of obesity,” said Gordon, who also is Novant Health’s bariatric service manager. “Whether you need to lose 10 pounds or more than 100 pounds, it is important to approach obesity treatment with the same sense of urgency as you would treatment of any other disease.

“In many cases, obesity is actually the cause of other preventable diseases like hypertension, prediabetes and type 2 diabetes. Achieving and maintaining as little as a 10-15 pound loss can effectively improve your overall health.”

Gordon recommends that people who have suffered from obesity for a longer amount of time, say since childhood or someone who has experienced repeated cycles of weight loss and regaining weight, meet with a healthcare provider.






This article was written by Gina Gordon, a writer, registered dietitian, and registered nurse with Novant Health. 

6 Reasons Not to Use SMART Goals For Everything

You’re probably familiar with the concept of SMART goals. SMART is commonly defined as Specific, Measurable, Achievable, Realistic, and Time-bound.

Organizations use these goals with two primary aims in mind. When addressing each aspect of the initials in SMART goals, the anticipated result is a clearly-defined direction for employees, and a well-set timeline to overcome procrastination and motivate employees to stay on track.

It is easy to see how you could expect SMART goals to work best when you are trying to reach a well-defined concrete target under a steady-state situation. Where you can see the target as realistic and the progress within your control, they are great for providing short-term direction and planning progress toward a long-term goal.

When SMART goals don’t work well

It is dangerous when SMART goals are blindly applied to every pursuit. For people who are aiming for big dreams that venture into new territories, or organizations that want to truly achieve ultimate greatness, especially in a dynamic environment, SMART goals are often inadequate, and sometimes detrimental.

To avoid such mistakes in applying SMART goals, it is helpful to know where and why they do not work. There are six primary problems inherent with SMART goals.

1. Focusing too narrowly on a SMART goal

Fixating on a single SMART goal, it is easy to fall into the trap of seeing it as the only goal. Looking at the SMART goal in the context of the competing and contributing goals will likely influence your actions regarding the single goal.

2. Using SMART goals to measure success and failure

SMART goals need to be specific and measurable, so you can objectively evaluate if you have reached the goal or not. They are effective in managing progress when working on projects in a controllable environment. However, if you apply the same criteria to measure success or failure, it can motivate people in the wrong way, and when the situation is dynamic or extreme, it can even be dangerous.

When success is measured by a SMART goal, people end up pursuing that goal blindly. Failure to meet a SMART goal will then be demotivating. Employees only see losses, unable to appreciate what they have achieved, even if the precise objective is not entirely met. What drives them to success when things go well, may send them into a tailspin when they do not.

3. Sacrificing long-term success for a short-term goal

Turn to any business or market news channel, and you will find a  portion of the daily news is about how much the stock price of companies rises or falls because they beat or missed their quarterly earnings target or market expectations. To an outsider, earnings appear to be the most prominent measure of a company’s performance. Because of the likely negative market reaction to missing their earnings target, firms commonly take extreme measures to meet expectations. They put meeting the quarterly SMART goals set by Wall Street above their customers and their long-term success. Eventually, that strategy will be fatal for business.

4. Giving up too soon and the all-or-nothing approach

A SMART goal can be discouraging, either before or after reaching the goal. Have you ever heard yourself saying, “I don’t have time,” when excusing yourself for not doing what you had planned for that day? Time management is one of the most popular applications of SMART goals. When you think about allocating time to do a certain task, it’s often in terms of all-or-nothing. SMART goals are viewed as a complete entity, and when you are unable to do everything as planned, you can become discouraged and give up the entire goal.

5. Failing to realize one’s full potential

Even when people reach their SMART goal, it may not be a real success. While working toward SMART goals can motivate you along the way, they can also operate like a stop sign that makes you fall short of your full potential. There’s a tendency to view achieving a business goal as an ending. Setting goals that are too easy will not move most people to achieve more than the minimum; they miss the opportunity for growth and they will never know what they might have achieved if the goal had been more challenging.

6. ‘Realistic’ and ‘Achievable’ can be misleading

When you are pursuing “realistic” and “achievable” goals such as your next promotion, next higher sales numbers, next award, you should pause for a moment to ask, “At what cost?”

People who are self-driven have a tendency to overload themselves with too many top priorities. An item is number one for a reason, so with too many number one priorities, the number becomes meaningless. Something has to be number two, number three, and so on.

When you look at each goal in isolation, it’s seen as realistic and achievable within a certain time frame. The tendency is to be overly ambitious, thinking, “I will figure out a way to fit it in!” But realistic is a relative term, not an absolute term. It is not just considering, “Is this goal realistic considering my capability?” but also, “Is this goal realistic considering all my other goals?”

Pursuing a lofty dream and fulfilling your greater purpose requires a broad vision, one that goes way beyond the immediacy of the next SMART goal. SMART goals can serve as checkpoints in your long journey to keep you on the path toward success. It is important to measure progress by growth and effort as well, because it is the growth and learning along the way that are of the most value.







This article was written by Lei Wang, an internationally-recognized adventurer, motivational speaker and author of After the Summit: New Rules for Reaching Your Peak Potential in Your Career and Life. The first Asian woman to complete Explorers Grand Slam (climb the highest peak on each continent and ski to both poles), Lei channels her experiences to convey a message of perseverance and steadfast determination that her audiences can use at work or at home. 

5 Tips for Being Consistently Consistent

While we know consistency is the key to success or accomplishment in sport (or life), it is also the hardest to master, especially this time of the year. Acquisition and mastery of a skill, a technique, or a lifestyle change will require you to be a consistent athlete. So how do we stay consistent with being consistent? Here are a few tips to help you stay on your game through the holidays and feeling confident.

TIP #1: Make a conscious decision to remain consistent.

Say out loud to yourself, “I am committed to remaining consistent each day in my goal. I am doing this!” Notice the statement is in the present tense. This technique commands your subconscious mind to act now, not later. Consistent actions require consistent thinking, specifically consistent thoughts that you are and will remain consistent.

 TIP #2: Revise your concept of time.

The only time you have is RIGHT NOW. Later on, next week, next month, or next year is only a concept or thought in your mind. Tomorrow is not here, next week, month, or next year is not here. Right now is here.  The point of power is always in the present moment and all the anxieties or worries about later on are not happening now. So let go of thinking, “I have to be disciplined and consistent all day, week, month, or year,” TO “I am disciplined in this moment. Right now is the only moment I need to pay attention to. I am only required to be consistent and disciplined in this moment.” Be in the NOW.

TIP #3: Have a plan. Know your objective.

The definition of a “plan” is: “A scheme, program, or method worked out beforehand for the accomplishment of an objective:” A plan is in place so that you don’t have to do the thinking before hand or in the moment. Preparation is consistency’s wonderful cousin!

You must have a plan to be successful, even if it’s a daily plan. For example, you could prepare your meals for the week or get a nutrition consult for a meal plan. Pack your gym clothes the night before and write in your planner what your workouts will be for the week. Buy and implement TriMarni Coaching and Nutrition 5-week Triathlon Transition Plan to build base and strength.

It is imperative that you have a plan so that you know where to direct your actions, thoughts, effort, and time. It must be a plan that you want. It must be in line with your values and your hearts desire. The more emotionally invested you are in your plan, the more you will remain committed, the higher your chances are for success.

TIP #4: Remember that feelings and thoughts are temporary and subjective.

Any negative feeling or thought that could intrude on you being consistent is temporary. It is an illusion. In the moment it feels very powerful, but in an hour, 10 minutes, or tomorrow you could feel very different. Don’t let temporary illusions of stress, anxieties, worry, or insecurity derail you from your plan. In moments like these it’s critical that you push through the discomfort and JUST DO IT! Execute. Do the workout, eat the healthier option, or make the time. Remind yourself how you will feel after your workout, or after you have conquered the moment. It will be worth it.

 TIP #5: Do one thing at a time. Be in the present moment.

In my mindfulness skills training we call this doing one thing mindfully. It is being fully and 100% present in your moment. Allow your mind and body to be present and engaged. When you find yourself distracted or your mind wandering you bring it back to full attention of your moment. For example, if you are working on foot position, pedal stroke, freestyle catch, elbow angle, etc. you are fully and acutely tuned in to that and only that aspect, nothing more and nothing less. This concept is why mantras and self-talk are powerful. They bring your attention back to the constructive action at hand and in the moment.

BONUS TIP: A great concept that I came across, thanks to one of my Wattie Ink teammates Chris Hague, is thinking of this time as “pre-season” versus “off-season.” Off-season sometimes implies letting everything go, permission to be in excess, or dare I say it, an excuse to not be as disciplined as we normally would be. “Pre-season” has come to mean, for me, preparation, transition, build up rather than let go. It gives me a sense of focus and empowerment. Try it out and see if it works for you my fellow triathlete’s. Obviously, for my runners/trial runners, short course swimmers, skiers, basketball players, and footballers we are still in season so this may work for you later:)

When all else fails and the above tips do not work, then use the foolproof guide below to help you stay consistent.

 If you are “not feeling like it”…do it any way.

If you are sad…do it any way.

If you are busy…do it any way.

If you are tired…do it any way.

If you are feeling good…do it any way.

If you are “too stressed”…do it any way.

If you are unmotivated…do it any way.

If you are on vacation…do it any way.

If you are unsure…do it any way.

If you find yourself making excuses…do it any way.

No matter what trust that you can and will stay consistent. Be patient one moment at a time. You are an amazing person with valuable gifts to offer the world, but first master the gift of giving the best to yourself- through being consistent with your hearts desire. Once you stay consistent with yourself, every thing else falls into place.



This article was written by Dr. Petruzzelli, an accomplished athlete who played competitive soccer for 18 years before transitioning to competing in triathlons and road racing.

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